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6 Reasons to Consider Hard Money Loans as a Real Estate Investment
Are you frustrated because you cannot find an investment with decent returns and low risks? These days, bank CDs and savings accounts pay almost nothing. You could decide to gamble on the stock market, but then you risk losing money because you do not actually hold the assets that back any securities you buy. For high returns that are backed by an asset that has a market value higher than your investment, consider hard money loans.
What if you could choose an investment that allowed you to back your money by a piece of property that was worth substantially more than the amount of money that you had invested, and you could choose investments from a variety of commercial and personal properties? What if the borrower also had a tremendous stake in this investment, and was very motivated to make payments on time, and you also had a chance to evaluate the individual or business who needed a loan? If that, plus a 10 to 12 percent return rate on your money sounds appealing, you have arrived at the right place.
7 Reasons to Consider Hard Money Loans As an investment
Self-Directed IRAs : You can use your self-directed IRA to invest in hard money loans, and that means that you can enjoy tax-free or tax-deferred growth, depending upon the type of IRA that you have set up.
Double-Digit returns: Depending upon the type of hard money loan loan that you choose, you might earn between 10 and 12 percent on your money.
Short-Term investment: Unlike many other investments that are considered safe, like annuities and long-term CDs, your money is usually only tied up for a short time. Typical hard money loans last from several months to a few years. Meanwhile, you can enjoy the returns on that investment each month in the form of a payment on the loan.
Loan backed by physical property: You are offering a loan on a valuable piece of property. In fact, these loans are only made on a portion of the fair market value of the house, office building, apartment complex, or other piece of physical property. In the worst case, the asset can be sold for more than your investment.
Guaranteed principal program: With some of our loan programs, we absolutely guarantee your investment. Even when we don’t, we still go through the foreclosure process for defaulted loans to sell your property for more than your investment.
Control: This is the only type of investment that you can make where you can pick and choose between investment opportunities. Before investing your money, you get the chance to learn about the property and the borrower. This is one of the most transparent investment deals that you can find.
Other people do the hard work: Here at Sterling Investor Capital, we do the hard work of seeking and processing potential real estate borrowers. We have years of experience valuing and assessing both properties and borrowers. It is the borrower who actually manages the real estate. You simply invest money and reap high returns on your money.
Profit, Security, and Returns: Hard Money Loans
Why not call us today to learn more about the investment opportunity of a lifetime. Besides earning high returns on your hard-earned money, you also get the chance to help borrowers buy property they need for commercial or personal reasons. Contact us by calling: 713-784-7676